Are you being sued?
Have you been arrested or charged with a crime?
Have the police asked you to come in for a "talk?"
Are you going through a divorce or separation?
Are you buying or selling real estate or a business?
You need a lawyer. You know that.
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People hire lawyers for advice and legal counsel or to prepare legal documents all of the time, in all kinds of situations.
While you may be able to get through a legal problem without hiring a lawyer, you should always remember that when you represent yourself, you might have a "fool for a client," as the saying goes.
When your finances or liberties are in serious jeopardy, the obvious answer is to simply must get a lawyer.